James William
Whether you are a new or current homeowner, home warranty plans are an excellent investment. The cost of a plan is much less than the expense of paying for unexpected repair expenses like a broken garbage disposal or malfunctioning furnace. When shopping for a home warranty, compare various factors from costs to coverage. Some important aspects to consider include:
Cost
The cost of home warranties can vary, and the best plan for a particular homeowner will depend on their specific needs. Home warranty companies offer various add-on options to expand the coverage and tailor a policy to the homeowner’s needs. For example, a homeowner in Telluride will need different coverage from a Denver resident, given that the weather in Colorado can be harsh on home systems and appliances. A good home warranty will help prevent surprise expenses and minimize stress, allowing homeowners to budget for repairs and replacements. Home warranty plans also provide access to a network of vetted service technicians.
American Residential Warranty offers three plans, with the most affordable option costing $42 per month or $480 annually. The company’s Starter Plan covers kitchen appliances and a few system components, while the Essential plan provides more comprehensive coverage for a refrigerator, water heater, AC, and garage door opener. The Premium Plan includes all three and adds luxury appliances, a washing machine, garbage disposal, and more for $67 per month or $780 annually.
Coverage
The best home warranty Colorado companies offer a variety of plans and coverage options. Many offer comprehensive home systems and appliance coverage, while others focus on specific items like septic system pumps, roof leak repairs, and locksmith services. It is important to review each provider’s coverage terms and exclusions before making a decision. Some home warranty providers charge service fees for submitting claims, so prospective homeowners should pay close attention to these costs when comparing options. These per-repair charges may add up over time, so choosing a company with lower service fees can save homeowners money in the long run.
Many home warranty providers offer a range of add-on coverage options that can be tailored to the needs of Colorado residents. For example, Liberty Home Guard offers over 40 different add-on options, such as septic system pumping, lawn sprinkler maintenance, guest unit coverage, and even garage door opener coverage. Its broad plan options and upgraded coverage make it an excellent choice for Colorado homeowners.
Reputation
Home warranty companies can differ significantly in terms of costs, coverage options and customer service. It is important for homeowners to consider all of these factors when choosing a provider. A home warranty can help protect homeowners from unexpected repair costs and provide peace of mind. Many home warranty providers have a network of local repair specialists who manage repair requests in specific areas. These networks can help homeowners find qualified technicians quickly and easily. It is also a good idea to check the home warranty company’s reputation online. Look for reviews and complaints from past customers to learn more about the company.
American Residential Warranty is a leading home warranty company that offers multiple plans for Colorado residents. Its plans include roof leak coverage and are backed by an A+ BBB rating. Its plan prices are competitive, and it has numerous add-on options that allow homeowners to customize their coverage. Its review trends are strong, with most reviews praising the speed of the company’s service.
Network Of Repair Specialists
A home warranty is a useful tool for homeowners to keep their homeownership costs manageable and protect their investments from normal wear and tear. A home warranty plan can cover systems and appliances that are not covered by traditional homeowners insurance, which is often required as a condition of getting a mortgage. The best home warranty Colorado providers have networks of repair specialists that can help when an appliance or system breaks down. These networks are usually located close to the home, and they offer a variety of plans and options. American Home Shield, for example, offers a wide range of coverage options and a generous money-back guarantee.
In addition, American Home Shield provides flexible add-on coverage options such as sump pump and roof leak coverage. Homeowners should compare home warranty companies based on various factors ranging from cost to coverage, and choose the one that meets their specific needs. Ultimately, choosing the right home warranty is a critical decision that can help prevent costly and stressful repairs.
Conclusion
Whether you own a mountain cabin or a downtown loft, your home warranty should be tailored to your specific needs. Liberty Home Guard offers a range of customizations, including optional add-ons like septic system pumping and guest unit coverage. Across the Centennial State, hot summers and freezing winters can wear down home systems and appliances. A home warranty helps offset the cost of unexpected repairs and breakdowns.
